Benefits
Benefits |
Gold |
Platinum |
You Pay: |
You Pay: |
|
Out-of-Pocket Maximum |
$3,400 |
$2,500 |
Inpatient Hospital |
$100 copay per day for up to 7 days, $0 copay per day after 7 days |
$100 copay per day for up to 3 days, $0 copay per day after 3 days |
Doctor Office Visits |
$20 copay per primary care visit, $35 copay per specialist visit |
$10 copay per primary care visit, $25 copay per specialist visit |
Outpatient Services / Surgery |
$200 copay per visit |
$100 copay per visit |
Annual Physical |
$0 copay per visit |
$0 copay per visit |
Emergency Care |
$50 copay (waived if admitted) |
|
Skilled Nursing Facility |
$75 for days 21-100 |
$0 for days 1-100 |
Home Health Care |
No copay |
|
Diagnostic Tests, X-rays and Lab Services |
No copay |
|
Preventive Screenings |
No copay |
|
Immunizations |
No copay |
|
Diabetic Supplies |
No copay |
|
Dental Services |
Plan pays up to $100 per year |
Plan pays up to $100 per year |
Hearing Services |
$20 copay for routine and diagnostic exams per visit; hearing aids not covered |
$10 copay for routine and diagnostic exams per visit; hearing aids not covered |
Vision Services |
$20 copay for routine and diagnostic exams per visit; plan pays $100 toward eyewear each year |
$10 copay for routine and diagnostic exams per visit; plan pays $100 toward eyewear every other year |
Summary of Benefits |
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Evidence of Coverage |
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* You must continue to pay your Medicare Part B premium if it is not otherwise paid for under Medicaid or by another third party.
All services must be covered by Medicare or the BlueAdvantage PFFS plan for these cost sharing amounts to apply. For a complete list of benefits as compared to Original Medicare, please see the Summary of Benefits. For detailed information on this plan and its major limitations or exclusions, please review the Evidence of Coverage. For full information on BlueAdvantage PFFS, please contact us.
You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for getting Extra Help, call:
People with limited incomes may qualify for Extra Help to pay for their prescription drug costs. If eligible, Medicare could pay for seventy-five percent of drug costs including monthly prescription drug premiums, annual deductibles, and co-insurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it. For more information about this Extra Help, contact your local Social Security office or call 1-800-MEDICARE (1-800-633-4227), 24 hours per day, 7 days per week. TTY users should call 1-877-486-2048.
For full information on BlueCross BlueShield of Tennessee benefits, call our Customer Service Department at 1-866-210-1522, 8 am to 9 pm, Eastern Time, 7 days a week. TTY users should call, 1-877-664-6422. From March 1 to September 30, you may be required to leave a voice mail on weekends and holidays. Calls will be returned within one business day.
BlueCross BlueShield of Tennessee’s Medicare contract is renewed annually. The availability of coverage beyond the end of this contract year is not guaranteed. Benefits, premiums, copays and coinsurance amounts may change on January 1, 2011.