Benefits

Benefits

Option I

Option II

You Pay:

You Pay:

Deductible

$220
(for generic &  brand-named drugs)

$0

Monthly Premium*

$28.50

$61.10

Amount you pay for a 30-day supply at a retail pharmacy**

Preferred Generics (Tier 1)

$3

$2

Non-Preferred Generics (Tier 2)

$5

$4

Preferred Brand (Tier 3)

$35

$35

Non-Preferred Brand (Tier 4)

$60

$60

Specialty (Tier 5)

25%

33%

Amount you pay for a 90-day supply at a mail order pharmacy**

Preferred Generics
(Tier 1)

$9

$5

Non-Preferred Generics (Tier 2)

$15

$10

Preferred Brand (Tier 3)

$105

$87.50

Non-Preferred Brand (Tier 4)

$180

$150

Specialty (Tier 5)

25%

33%

Gap Coverage (Total annual drug costs reach $2,830)

No coverage in the gap. You pay 100%; You will receive discounts when you use network pharmacies.

Tier 1 drugs (Preferred Generics) are covered

Catastrophic Coverage (Begins when your annual out-of-pocket costs exceed $4,550)

You pay the greater of $2.50 for generics, $6.30 for all other drugs, or 5% coinsurance.

Formulary (Drug list)

Standard

Expanded

Summary of Benefits

Option I

Option II

Evidence of Coverage

Option I

Option II

Specialty (Tier 5)

25%

33%

*You must continue to pay your Medicare Part B Premium, if it is not otherwise paid for under Medicaid or by another third party.

** You pay this amount until you and the plan pay a total of $2,830 for covered prescription drug expenses (including drug costs, copayments, coinsurance, and deductibles).

Please note: After your total yearly drug costs reach $2,830 you pay 100% of your drug costs until your yearly out-of-pocket drug costs reach $4,550.

For full information on BlueCross BlueShield of Tennessee benefits, call our Customer Service Department at 1-866-210-1522, 8 am to 9 pm, Eastern Time, 7 days a week. TTY users should call, 1-877-664-6422. From March 1 to September 30, you may be required to leave a voice mail on weekends and holidays. Calls will be returned within one business day.

 
 

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