Benefits
Benefits |
Option I |
Option II |
You Pay: |
You Pay: |
|
Deductible |
$220 |
$0 |
Monthly Premium* |
$28.50 |
$61.10 |
Amount you pay for a 30-day supply at a retail pharmacy** |
||
Preferred Generics (Tier 1) |
$3 |
$2 |
Non-Preferred Generics (Tier 2) |
$5 |
$4 |
Preferred Brand (Tier 3) |
$35 |
$35 |
Non-Preferred Brand (Tier 4) |
$60 |
$60 |
Specialty (Tier 5) |
25% |
33% |
Amount you pay for a 90-day supply at a mail order pharmacy** |
||
Preferred Generics |
$9 |
$5 |
Non-Preferred Generics (Tier 2) |
$15 |
$10 |
Preferred Brand (Tier 3) |
$105 |
$87.50 |
Non-Preferred Brand (Tier 4) |
$180 |
$150 |
Specialty (Tier 5) |
25% |
33% |
Gap Coverage (Total annual drug costs reach $2,830) |
No coverage in the gap. You pay 100%; You will receive discounts when you use network pharmacies. |
Tier 1 drugs (Preferred Generics) are covered |
Catastrophic Coverage (Begins when your annual out-of-pocket costs exceed $4,550) |
You pay the greater of $2.50 for generics, $6.30 for all other drugs, or 5% coinsurance. |
|
Formulary (Drug list) |
||
Summary of Benefits |
||
Evidence of Coverage |
||
Specialty (Tier 5) |
25% |
33% |
*You must continue to pay your Medicare Part B Premium, if it is not otherwise paid for under Medicaid or by another third party.
** You pay this amount until you and the plan pay a total of $2,830 for covered prescription drug expenses (including drug costs, copayments, coinsurance, and deductibles).
Please note: After your total yearly drug costs reach $2,830 you pay 100% of your drug costs until your yearly out-of-pocket drug costs reach $4,550.
For full information on BlueCross BlueShield of Tennessee benefits, call our Customer Service Department at 1-866-210-1522, 8 am to 9 pm, Eastern Time, 7 days a week. TTY users should call, 1-877-664-6422. From March 1 to September 30, you may be required to leave a voice mail on weekends and holidays. Calls will be returned within one business day.