Enrollment Periods

Enrollment Periods for Current Medicare Beneficiaries

Annual Election Period: November 15 to December 31

Each year during this time, you can enroll in a new standalone Prescription Drug Plan for coverage beginning on January 1 of the following year.

Enrollment Periods for New Medicare Beneficiaries

Initial Coverage Election Period

When you become eligible for Medicare because of your age or a disability, you have seven months to enroll in a Medicare Advantage plan with or without drug coverage or a standalone Medicare Part D prescription drug Plan. You may enroll at any time during the month you are eligible and in the three months before and after. If you receive Medicare due to a disability, you can join during the three months after your 25th month of disability benefits. If you do not choose to enroll in a plan with prescription drug coverage during this time period, you may have to pay a penalty in the form of a higher premium to enroll later.

Limitations on Enrollment and Plan Changes

Once the Annual Coordinated Election Period or your Initial Coverage Election Period has ended, you may not change your coverage until the next Annual Coordinated Election Period, unless you qualify for a Special Enrollment Period.

Special Enrollment Periods

After you have enrolled in a plan, you may become eligible for a Special Enrollment Period for one of the following reasons:

• You move out of your plan’s service area.
• Your plan does not renew its Medicare contract.
• Your plan’s Medicare Contract ends or it is no longer offered in your area.

Please call 1-800-841-7434, TTY/TDD users should call 1-888-423-9490 8 a.m. to 9 p.m. ET seven days a week for more information. From March 1 to September 30, you may be required to leave a message on weekends and holidays. Calls will be returned the next business day.