Woman sitting at a table eating cereal with her dog | BCBS of Tennessee

Coverage that’s made for you

We’re always looking for ways to meet your needs, help manage your condition(s) and save you money. Our BlueEssential plan offers coverage for:

  • Insulin copay as low as $27, even through the coverage gap
  • $0 copay for lab work through your PCP, specialist or free-standing lab, including Coumadin services
  • $10 copay for diabetic therapeutic shoes or inserts
  • A dedicated Care Management team to help you better understand and manage your condition(s)

$10
copay for PCP and certain specialists

UP TO

$25
per quarter for over-the-counter items
24
free one-way rides to your doctor or pharmacy
Older man seated and holding a trumpet | BCBS of Tennessee

Our core benefits

Our chronic care special needs (HMO C-SNP) plan offers choices from a select network of doctors, specialists and facilities. Plus great in-network benefits to help you get the care you need while staying on budget.

Medical

$0 annual deductible for medical coverage.

Pharmacy

$0 annual deductible for Part D prescription drug coverage.

Free Fitness Membership

Includes gym access and online workout videos at no extra cost.

Hearing Aid Coverage

Get coverage for hearing exams, hearing aids and fittings.

Eyewear

$150 allowance per year for glasses or contacts.

Comprehensive Dental Care

$1,000 each year for cleanings, exams and other dental care.

Preferred Generic Drugs

Preferred generic prescriptions as low as $1 copay.

Primary Care

$10 copay per visit.

Telehealth Visits

$10 copay per session.

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Find care

Get help finding in-network providers, pharmacies, hospitals and specialists, with no referral required.

plan card icon

Find care

Get help finding in-network providers, pharmacies, hospitals and specialists, with no referral required.