Enrollment Dates

Here are the dates you need to know when it comes to Medicare enrollment:

October 1

Time to start shopping. Because insurance companies can release information on plans for the next calendar year two weeks before open enrollment season, we recommend that you begin reviewing options for new coverage in early October.

October 15 – December 7

This is the Annual Election Period (AEP). During this time, you can:

  • Enroll in a Medicare Advantage plan for the first time
  • Change prescription drug plans
  • Change Medicare Advantage plans
  • Return to Original Medicare

Coverage for enrollment changes takes effect on January 1.

January 1 – February 14

This is the Medicare Advantage Disenrollment Period (MADP). During this time, Medicare Advantage plan enrollees can disenroll from their Medicare Advantage plan and return to Original Medicare. You can then enroll in a standalone Part D prescription drug plan. You cannot switch to another Medicare Advantage plan or join one from Original Medicare during MADP.

Special Enrollment Times

Outside of AEP, there are exceptions that allow you to enroll in a prescription drug plan or Medicare Advantage plan any time during the year. This applies, if, for example:

  • You were enrolled in a plan and recently moved where that plan is not offered
  • You entered a nursing home
  • You are eligible for both Medicare and Medicaid
  • You have low income
  • You are disenrolling from an employer group health plan
  • You involuntarily lost creditable prescription drug coverage

For questions about whether or not you qualify under other special circumstances contact us.

For Caregivers

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