Prescription drugs can get expensive. In most cases, you can get Medicare drug coverage through a stand-alone Part D plan or get Part D included with a Medicare Advantage plan (Part C). If you’re unsure whether your BlueCross BlueShield of Tennessee Medicare plan includes drug coverage, check your Evidence of Coverage or contact us.
Once you know that you have Medicare drug coverage, it’s important to find out which of your drugs are covered under your plan. Each Medicare prescription drug plan has a formulary – or drug list – that tells you what’s covered. Most formularies are divided into tiers. Drugs in the lower tiers usually cost less than those in the higher ones. Generic drugs (drugs that are deemed as effective as brand-name) are usually in lower tiers.
To find out if your drugs are covered, search your plan’s formulary.
If you have questions, contact us and we can help you:
The formulary is a comprehensive list of prescription drugs covered by your plan.
Formularies do change occasionally, but if that happens to a drug you're taking, we’ll provide you with written notice at least 60 days prior to the date when the change goes into effect. If you request a refill of the drug before this happens, we’ll provide written notice of the change and a 60-day supply under the same plan rules as before the change.
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