You can sign up for Original Medicare or a Medicare Advantage plan during the three months before, the month of and the three months after your 65th birthday. If you don’t sign up for prescription drug coverage or a plan with prescription drug coverage during that time, you may pay a penalty on your premium once you do. You can read more in our Medicare 101 Guide.

The standard Annual Enrollment Period for Medicare Advantage goes from Oct. 15 to Dec. 7. But don’t worry if you missed it. Because we earned 5 out 5 stars for 2023, you can sign up for one of our plans any time of the year. Call us if you have questions.

When comparing plans, ask yourself these questions first.

• What's your plan's rating?
• Can you still see your favorite doctors?
• If the plan you're considering has prescription coverage, are all your drugs covered?
• What extra benefits do you get like dental, fitness and vision?
• And is it better for you to spend less per month and more each time you get care, or vice versa?

PPO plans offer you a bigger network of providers and hospitals who are all available with no referrals. That means you get more choices of where you get your care. You can use the Find Care tool to see if your doctors and hospitals are in your plan's network.